Hit By An Uninsured Driver Or Underinsured Driver
Cleveland Car Accident Attorneys For
Uninsured Motorist And Underinsured Motorist Accidents
Under Ohio law, all drivers are required to carry liability insurance in the event they cause injury or death to others. But in this tough economy, more people than ever are driving around without any insurance at all. If your accident was caused by an uninsured driver, the law firm of Bashein & Bashein knows how to obtain compensation.
We have handled thousands of car accidents in the Cleveland area and northeast Ohio, including uninsured motorist and underinsured motorist cases. Experience always counts in personal injury litigation, especially in situations like this.
If you were the victim of an uninsured driver or hit-and-run, it is important to act quickly to preserve your legal rights. Contact us immediately for a free consultation.
Hit By An Uninsured Or Underinsured Driver? You Do Have Rights.
Under most circumstances, there other avenues of recovery if the driver who hit you did not carry the mandated bodily injury insurance. The most common avenue is a claim against your own insurance company, under the uninsured motorist/underinsured motorist (UM/UIM) provision of your auto policy.
- Uninsured motorist (UM) coverage pays for your losses the same as in a claim against the other driver’s insurance, up to the limits of your UM/UIM policy.
- Underinsured motorist (UIM) coverage kicks in after the other driver’s liability insurance is exhausted. For example, if that driver had only the minimum coverage of $12,500 but your medical bills, lost wages and other damages add up to $40,000, your UM/UIM policy would cover the rest.
- UM/UIM also covers a hit-and-run accident if that driver is not identified. (He or she probably didn’t have insurance anyway.)
Insurance companies are famous for playing tricks with uninsured motorist and underinsured motorist claims. Our veteran trial lawyers know how to anticipate their tactics to protect your rights. We explore all possible claims, including actions against any third parties whose negligence contributed to your car accident
Report Your Uninsured Driver Accident And Call In The Professionals
Failure to report an uninsured driver accident or hit-and-run accident to police and your insurer can harm your ability to recover compensation. Bashein & Bashein will take it from there. Call 216-539-8437 or toll-free 888-340-5284 or send us an e-mail today to schedule a free consultation.