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Highly paid construction workers can struggle financially after a job injury

| Sep 18, 2020 | Workers' Compensation |

Construction is a dangerous job, and workers command pay premiums because of the risk that they take on the job. In general, construction professionals command high wages when compared with workers in other industries, which means that workers can often be the sole earner and support their family through their labor.

Commanding a good wage can mean providing a great standard of living for your family, but it can also mean having more financial responsibilities. Construction workers who get hurt on the job will often need workers’ compensation disability benefits to get by. Knowing what benefits you can receive can help you make better budget decisions.

Ohio limits the maximum disability benefit for injured workers

Most states have specific limits said on the highest amount of workers compensation disability benefits available to manage costs. In Ohio, workers seeking disability through workers’ compensation can seek up to 72% of their weekly pay.

The first 12 weeks of disability have a higher pay rate of 72% of your weekly pay at the time of the injury. From week 13 onward, you can receive up to 2/3 of your average weekly wage in disability benefits. However, if the percentage of their average wage is higher than $980 a week, an injured worker will be getting a lower percentage of their average pay. The state will not pay more than $980 a week, which is the maximum benefit for 2020.

If you got hurt on the job and now find yourself struggling to pay your bills, getting the right help early on can improve your chances of successfully getting the workers’ compensation benefits you need to support yourself and your family. If you run in to problems getting the compensation you need and to which you’re entitled, an experienced workers’ compensation can provide valuable help and guidance.

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